How Mortgages Work How Mortgages work in the United States by the Wall Street Journal. Home Mortgages 101. This covers all the basics for an industry that’s subject to a variety of factors that can influence interest rates and a person’s ability to qualify for financing. Fannie Mae and Freddie Mac could make changes to mortgages that surged to records during the pandemic more expensive.
Santa Barbara Realtors Historically spring thru mid-summer is the optimal time to put your home on the market for sale in Santa Barbara, and if the pick up in sales lately is any indication that's proving to be true this year.
TheRealEstateScene.com Thursday, October 22, 2015, an opening reception will begin at 5:30 pm at the Santa Barbara Historical Museum at 136 E. De La Guerra Street that runs through January 17, 2016. For more information, or to make reservations, call 805.966.1601 or visit Santa Barbara Historical Museum Exhibits
Housing Market Buyers and sellers' sentiments remained virtually unchanged in August 2023 as housing market participants waited for more signals on what the Fed's next move will be. With the economy looking stronger than what was anticipated six months ago, interest rates will remain elevated. As costs of borrowing continue to rise consumers might be tapped out. It's possible that the economy will show signs of slowing later this year, and if that happens, the Central Bank will have no choice but to cut rates starting the first quarter of 2024. Mortgage rates might begin declining in the fourth quarter of this year and possibly improve next year. The decline is expected, and if that occurs, will most likely be gradual. Click Read More below for some very insightful videos into the current real estate housing market.
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