The benchmark fixed rate on 30-year mortgages now sits at 6.3 percent, down from last month’s levels, according to a national survey of large lenders.

The Federal Reserve raised rates at its February meeting, the central bank’s eighth straight increase — although this time by just a quarter-point — in its efforts to halt inflation, which began skyrocketing in mid-2021. As a result, mortgage interest rates doubled in 2022, peaking at 7 percent in November.

However, inflation finally is slowing now, and mortgage rates could continue to come down. “I think we could be surprised at how much mortgage rates pull back this year,” says Greg McBride, CFA, chief financial analyst. Source: Bankrate.com

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Mark Danforth Lomas

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