These are unusual times, the stock market and economic markets around the world are in a tailspin. Mortgage options are limited from what they had been, and the super jumbo loan rates have gone up significantly. This is not a good time to “test” the market.
You can live in a home that is healthier, more comfortable, less expensive, and lasts longer—basically, a happier home! It’s a choice and a smart way to make a positive difference in the world. “Greening” your home is also a strong selling attribute of homes in the Bay Area.
You don’t have to purchase new “green” construction to take advantage of green home features. You can retrofit your home so that your property is more energy efficient, has better indoor air quality, conserves natural resources (such as fuel), and uses less water. Currently, 40% of the world’s resources go into buildings, and 66% of electricity generated is used for heating, cooling, and lighting buildings.
Short Sales
What is a Short Sale? A Short Sale is where the loan balance exceeds the market value of the home. Lenders, facing a surge in delinquencies, increasingly have been willing to accept short sales.
Others look to the future through the eyes of an optimist. For them, it is the “spring of hope.” The only constant is change.
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3112 State Street, Santa Barbara, California 93105
Mark Lomas BRE 00898298
Kirsten Wolfe BRE 01309570